Privacy Policy

1 Collection of Personal Data

We collect personal information when you register on our platform, use our budget consolidation services, or contact our support. The collected data includes name, email address, basic financial information, and platform usage data.

All data is collected transparently, with your explicit consent when necessary, and in accordance with the General Data Protection Regulation (GDPR).

2 Use of Your Data

Your personal data is used solely to provide and improve our financial management services. We never sell or share your data with third parties for commercial purposes without your explicit consent.

• Processing personalized budget analyses
• Sending financial reports and important notifications
• Technical support and customer service
• Continuous platform improvement
• Compliance with legal and regulatory obligations

3 Your Rights

Under the GDPR, you have several rights regarding your personal data. You can exercise these rights by contacting us through the channels listed at the end of this policy.

To exercise any of these rights, send a written request to our official email address. We will respond within a maximum of 30 days, as required by law.

4 Data Security and Protection

We implement strict technical and organizational measures to protect your data against unauthorized access, alteration, disclosure, or destruction. The security of your financial data is our top priority.

• AES-256 encryption for all stored data
• Secure transmission via HTTPS/TLS protocols
• Mandatory two-factor authentication
• Regular security audits by specialized firms
• Ongoing staff training on data protection
• Secure backups with limited retention periods

In the event of a data breach that may affect your rights and freedoms, we will notify the competent authorities and, where applicable, inform you directly within 72 hours.

5 Data Retention and Deletion

We retain your personal data only for the period necessary to fulfill the purposes for which it was collected, always respecting the minimum periods required by Canadian and European legislation.

Financial data used for analyses is automatically anonymized after 24 months of account inactivity. System logs and audit data are retained for a maximum of 5 years for security and legal compliance purposes.

6 Sharing with Third Parties

Arionelqyst does not sell, rent, or share your personal data with third parties for commercial purposes. We only share information in very specific circumstances and always with appropriate safeguards.

• Essential service providers (hosting, technical support) under strict confidentiality agreements
• Competent authorities when legally required
• Technology partners for specific features, always with anonymized data
• Arionelqyst group companies, adhering to the same protection standards

All partners and service providers are carefully selected and must demonstrate compliance with European data protection standards before any collaboration.

7 Cookies and Similar Technologies

We use cookies and similar technologies to enhance your experience on the platform, analyze service performance, and personalize content. You can manage your cookie preferences in your browser settings.

8 International Transfers

Your data is primarily processed within the European Union. When it is necessary to transfer data to third countries, we ensure that appropriate safeguards are in place, including adequacy decisions from the European Commission or approved standard contractual clauses.

Any international transfer is assessed in advance for risks to your rights and freedoms, with additional protective measures implemented when necessary.